Under Michigan law, when the at-fault driver cannot be identified or carries no insurance, you may still receive protection through:

Your own No-Fault (PIP) benefits

These benefits cover medical expenses, wage loss, replacement services, and more—regardless of who caused the crash.

Uninsured Motorist (UM) coverage

If you carry UM coverage, it may compensate you for pain and suffering, excess wage loss, and other damages even if the at-fault driver fled.

The Michigan Assigned Claims Plan (MACP)

If no auto policy applies in your household, you may still obtain limited No-Fault benefits through MACP.

Do not wait. Hit-and-run claims have additional notice requirements, and UM claims often require prompt reporting to your insurer. Our team makes sure deadlines are met, statements to insurers are handled correctly, and benefits are not wrongfully denied.

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