The hours and days after a Fourth of July weekend accident can feel overwhelming. Insurance adjusters may contact you quickly, but it's important to remember that their goal is often to protect the insurance company's interests—not necessarily yours.

Before speaking with an insurance company:

• Get medical attention as soon as possible, even if your injuries seem minor. Some injuries, including concussions and soft tissue damage, may not appear immediately.
• Stick to the facts if you do speak with an insurer. Avoid guessing about what happened or saying you're "fine" before you've been fully evaluated.
• Do not agree to a recorded statement without understanding your rights. You're generally not required to provide one to the other driver's insurance company.
• Save all documentation, including photos, medical records, repair estimates, and receipts.
• Consider speaking with a personal injury attorney first. A lawyer can explain your rights, help you avoid common mistakes, and handle communications with the insurance company on your behalf.

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