FAQ

Who pays my medical bills if I'm hit by a car while riding my bicycle in Michigan?

If you're struck by a motor vehicle while riding your bicycle in Michigan, your medical bills may be covered through Michigan's No-Fault insurance system. Depending on the circumstances, benefits may come from your own auto insurance policy, a household family member's policy, or the insurance company for the vehicle involved.

These benefits can help pay for medical treatment, wage loss, and other accident-related expenses regardless of who caused the crash. In addition to No-Fault benefits, you may also have a claim against the at-fault driver if your injuries meet Michigan's legal threshold.

Because bicycle accidents often involve multiple insurance companies and complex coverage issues, it's important to speak with an attorney as soon as possible. Understanding your rights early can make a significant difference in protecting your recovery and financial future.