FAQ

If a commercial van or delivery vehicle hits me while the driver is on the clock, can I file a claim against the driver's employer?

Often, yes. When a driver causes a crash while performing job duties, the employer can share legal responsibility under a principle called vicarious liability. This matters because company insurance policies typically carry much higher coverage limits than a personal auto policy, which can make a real difference if you're facing serious medical bills.

A few factors determine whether the employer is on the hook:

  • Was the driver actually working at the time (not on a personal errand or lunch break)?
  • Was the vehicle owned or leased by the company?
  • Does the company have its own commercial insurance policy?

Every case depends on its specific facts, and results vary. If you were hit by a delivery driver, rideshare vehicle, or company van anywhere in Metro Detroit, it's worth having someone look at the details early, before evidence like dashcam footage or driver logs disappears. This is general information, not legal advice specific to your situation, so we'd encourage a free consultation to talk through what happened.

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